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sarahdavid
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Member since 1/08 1041 total posts
Wedding Date:
9/6/2009 4:00 PM
Wed. Location:
Booked
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Money / Bills After the Wedding
FH and I are very independent when it comes to paying bills and dealing with money. We have discussed what we'll do after the wedding, but we haven't come to a conclusion yet.
Have you discussed this with your FH? What are your plans for dealing with bills and money after the wedding?
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Posted 8/14/08 8:15 AM 
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ddnsp618
less then 10 months!
Member since 1/08 2596 total posts
Wedding Date:
8/22/2009 10:00 AM
Wed. Location:
Love it!!
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Re: Money / Bills After the Wedding
we have already started to deal with this...we are going to use FHs money as our living money and put my money away. so when we have   i wont have to work
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Posted 8/14/08 8:21 AM
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JJC
my shower is this month...
Member since 1/08 2547 total posts
Wedding Date:
2/20/2009 4:30 PM
Wed. Location:
Westbury Manor
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Re: Money / Bills After the Wedding
Posted by ddnsp618
we have already started to deal with this...we are going to use FHs money as our living money and put my money away. so when we have i wont have to work
this is our plan too but who knows that will happen. Fh makes great money but theses days buying a home and living on one salary is hard. we cant wait to have kids and FH says theres no way daycare wil raise our kids but I seem to think he lives in lala land... If we can do it then that will be fantastic! I just get worried that there will never be enough money...livin on LI will make you nutz like that!
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Posted 8/14/08 8:27 AM
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VickiR510
256 Invited - Y=57 N= 4
Member since 2/08 5243 total posts
Wedding Date:
2/14/2009 2:00 PM
Wed. Location:
THE ONLY PLACE FOR US!
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Re: Money / Bills After the Wedding
Yes we have discussed this. My money is being put away & FH's money are for the houses & bills. Except when we rent out the other house it will essentially pay for both homes. Esp. since we dont have many years left on the mortgages. 
But when we have children im not exactly sure if i want to work PT or not at all. We are fortunate enough to have parents that are retired & both sets want to watch the kids. We shall see. Thank goodness we have many options. (knock wood 3x)
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Posted 8/14/08 8:30 AM
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beram63
Yes we can!
Member since 8/07 3386 total posts
Wedding Date:
7/11/2009 6:15 PM
Wed. Location:
West Sayville Country Club
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Re: Money / Bills After the Wedding
Posted by JJC
Posted by ddnsp618
we have already started to deal with this...we are going to use FHs money as our living money and put my money away. so when we have i wont have to work
this is our plan too but who knows that will happen. Fh makes great money but theses days buying a home and living on one salary is hard. we cant wait to have kids and FH says theres no way daycare wil raise our kids but I seem to think he lives in lala land... If we can do it then that will be fantastic! I just get worried that there will never be enough money...livin on LI will make you nutz like that!
i'm with both of you. we started a joint checking when we got engaged and already live together to ease into the financial merger. that's prob the thing i'm the most nervous about in getting married.
i also feel the same way about day care, so we're going to have to save enough that I can extend my maternity leave (w/o pay), and we'll be relying on his retired mother a couple days a week to help () because i'd sooner see my kids form a bond with their grandma than spend the day rotting in some day care.
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Posted 8/14/08 8:36 AM
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ELluvsMB
Totally in Love!!!
Member since 2/08 1231 total posts
Wedding Date:
5/24/2009 4:00 PM
Wed. Location:
VIP Country Club
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Re: Money / Bills After the Wedding
I live with FH and we split everything pretty much 50/50. We opened a joint account where all wedding gifts are going. I want to stay home with our kids someday but living in NY these days is really tough. We're hoping to save enough over the next few years plus save our wedding money to buy something that FH can manage to pay for on his salary if one day I want to stay home. It's hard because the job he has doesn't pay much until after 5 or so years so it's not going to be easy. Good thing he's on his 3rd year there.
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Posted 8/14/08 9:24 AM
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sarahdavid
Photo/Video Next!
Member since 1/08 1041 total posts
Wedding Date:
9/6/2009 4:00 PM
Wed. Location:
Booked
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Re: Money / Bills After the Wedding
Are you going to choose one person to take care of the bills? This is our major issue. We both have our own credit cards, bank accounts, etc and we like being independent. We're trying to figure out how to stay independent but have all of the money be "ours".
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Posted 8/14/08 9:35 AM
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Kris2782
Dress is ordered! :)
Member since 8/07 1149 total posts
Wedding Date:
7/17/2009 4:00 PM
Wed. Location:
Larkfield Manor
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Re: Money / Bills After the Wedding
Posted by sarahdavid
Are you going to choose one person to take care of the bills? This is our major issue. We both have our own credit cards, bank accounts, etc and we like being independent. We're trying to figure out how to stay independent but have all of the money be "ours".
Hey SArah! Dave and I actually discussed this the other day.... as of now I will take charge of paying "the bills " but like our student loans and personal creidt cards we will take care of ourselves but will all will come from the same account.... does that make sense??
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Posted 8/14/08 9:39 AM
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lilpiggy742
Future Mrs Graziosi
Member since 11/07 1693 total posts
Wedding Date:
5/29/2010 12:30 PM
Wed. Location:
The Meadow Club
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Re: Money / Bills After the Wedding
we will have a joint account, but also keep our own accounts for spending money-just so if i want to do shopping, or have lunch with the gilrs...i can dip into my own saved money...the joint account will be just for bills. He's not good with money so i know i'll be taking care of the bills. As for when we have kids...i'd like to still work but for me it's easier b/c i work in a daycare and will get a discount and i'll be right there if they are sick or something happens. If it was possible to stay home i would..but on long island..i highly doubt it.
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Posted 8/14/08 9:40 AM
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Lau0614
Board Enthusiast
Member since 6/08 207 total posts
Wedding Date:
8/7/2009 4:30 PM
Wed. Location:
Gorgeous!!
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Re: Money / Bills After the Wedding
Posted by sarahdavid
Are you going to choose one person to take care of the bills? This is our major issue. We both have our own credit cards, bank accounts, etc and we like being independent. We're trying to figure out how to stay independent but have all of the money be "ours".
FH and I just opened a joint checking and savings, but we still have our own accounts open. Our paychecks still come to our individual account and we will transfer money into the joint for joint expenses like rent, food, wedding etc. But i still have my own cc and pay that on my own and he does as well. We will soon open a joint cc for joint purchases.
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Posted 8/14/08 9:46 AM
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sarahdavid
Photo/Video Next!
Member since 1/08 1041 total posts
Wedding Date:
9/6/2009 4:00 PM
Wed. Location:
Booked
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Re: Money / Bills After the Wedding
Posted by Kris2782
Posted by sarahdavid
Are you going to choose one person to take care of the bills? This is our major issue. We both have our own credit cards, bank accounts, etc and we like being independent. We're trying to figure out how to stay independent but have all of the money be "ours".
Hey SArah! Dave and I actually discussed this the other day.... as of now I will take charge of paying "the bills " but like our student loans and personal creidt cards we will take care of ourselves but will all will come from the same account.... does that make sense??
haha yes it makes sense! We want to put our money together, but I'm afraid that if we don't designate one person to take charge it will get confusing having the two of us do it. Plus like I said before, we're independent and like taking care of our own banking. I also don't want one person to be completely in the dark about it. I think it would be strange if we kept it separate, but its been so hard to come up with a plan that we both agree with.
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Posted 8/14/08 9:47 AM
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flairforfashion
~'09 Most Outgoing~
Member since 10/07 8032 total posts
Wedding Date:
4/24/2009 12:00 AM
Wed. Location:
North Ritz Club
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Re: Money / Bills After the Wedding
We already have a plan. I am really good with money and bills so I will take care of this. FH thinks I am nutty. I live week to week on a budget and actually have an excel spreadsheet of my finances and stuff. I actually got FH on a plan to elminate his credit card debt. So far it is working. We already have a joint account which we started the week of the E Party.
Message edited 8/14/2008 9:49:22 AM.
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Posted 8/14/08 9:47 AM
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sarahdavid
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Member since 1/08 1041 total posts
Wedding Date:
9/6/2009 4:00 PM
Wed. Location:
Booked
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Re: Money / Bills After the Wedding
Posted by Lau0614
Posted by sarahdavid
Are you going to choose one person to take care of the bills? This is our major issue. We both have our own credit cards, bank accounts, etc and we like being independent. We're trying to figure out how to stay independent but have all of the money be "ours".
FH and I just opened a joint checking and savings, but we still have our own accounts open. Our paychecks still come to our individual account and we will transfer money into the joint for joint expenses like rent, food, wedding etc. But i still have my own cc and pay that on my own and he does as well. We will soon open a joint cc for joint purchases.
Seems like you have a good thing going!
Credit cards are another issue. Since we both have our own (and its good to keep them to have good credit) we don't want to cancel or open new accounts. We're thinking about just adding each others name to the accounts. Ugh...more confusion!
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Posted 8/14/08 9:48 AM
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little34
Save the wild animals!!
Member since 3/07 4814 total posts
Wedding Date:
10/31/2009 5:30 PM
Wed. Location:
Trumpets at the Gate
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Re: Money / Bills After the Wedding
Yes...we are going to have one account that we both put money for bills into and then keep our own seperate accounts for "our" money.... and I am a little more organized so I am going to be actually writing the checks to pay the bills.
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Posted 8/14/08 9:49 AM
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sarahdavid
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Member since 1/08 1041 total posts
Wedding Date:
9/6/2009 4:00 PM
Wed. Location:
Booked
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Re: Money / Bills After the Wedding
Posted by little34
Yes...we are going to have one account that we both put money for bills into and then keep our own seperate accounts for "our" money.... and I am a little more organized so I am going to be actually writing the checks to pay the bills.
Thats great....I almost wish one of us was more organized than the other...but we're both good with our money. It would be hard to pick one person to take care of it all.
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Posted 8/14/08 9:51 AM
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ttdiff11
finallyy almost a year away!
Member since 6/08 3452 total posts
Wedding Date:
12/5/2009 7:30 PM
Wed. Location:
Fox Hollow
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Re: Money / Bills After the Wedding
my fh and i already live together so we just put our money together. i actually had more bills than him when we moved in together but he didnt care.
added on.....but, i do pay all the bills bc im alot more organized so i rather take care of that. we put our money together and pay it from that.
Message edited 8/14/2008 1:38:02 PM.
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Posted 8/14/08 10:49 AM
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FutureMrsFass
Board Fanatic
Member since 4/07 586 total posts
Wedding Date:
9/18/2009 3:00 PM
Wed. Location:
Land's End : )
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Re: Money / Bills After the Wedding
We haven't even discussed this yet because we too are very independent with our money and paying our own bills (we also have it set up that he pays the mortgage and I pay all the utilities - yes uneven bu he makes double my salary!) We only have one joint account right now which is our savings for the wedding. I would be more comfortable paying the bills bc FH is so unorganized when it comes to this. It is confusing to me though too because we are both different when it comes to our money so it is going to be tough to figure it out ! i also have a lot of debt from school and i feel I should be responsible for it...I thought that this may be something that we can discuss as we get closer to the wedding..we are so overwhelmed with other stuff right now and it is the way we are doing things now is working fine. I do want us to come up with some mutual agreement though for sure. No more my money, your money - our money! (so cliche lolol )
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Posted 8/14/08 11:00 AM
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FutureMrsFass
Board Fanatic
Member since 4/07 586 total posts
Wedding Date:
9/18/2009 3:00 PM
Wed. Location:
Land's End : )
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Re: Money / Bills After the Wedding
Posted by flairforfashion
We already have a plan. I am really good with money and bills so I will take care of this. FH thinks I am nutty. I live week to week on a budget and actually have an excel spreadsheet of my finances and stuff. I actually got FH on a plan to elminate his credit card debt. So far it is working. We already have a joint account which we started the week of the E Party.
Wow this sounds great... I need something like this to help with my debt !!
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Posted 8/14/08 11:01 AM
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Future Mrs Roo
NEED TO GET MOVING!!!
Member since 3/07 1184 total posts
Wedding Date:
9/4/2009 3:00 PM
Wed. Location:
Larkfield Manor
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Re: Money / Bills After the Wedding
We already live together and split everything down the middle (mortgage, utilities.etc)
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Posted 8/14/08 11:09 AM
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Celeste617
Time to order BM dresses!
Member since 4/08 1494 total posts
Wedding Date:
5/30/2009 11:30 AM
Wed. Location:
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Re: Money / Bills After the Wedding
No way in HE11 would we ever have a joint bank account (he is the WORST with money), but we will be doing things as we've done for years. When he gets paid he deposits his paycheck into my account and I pay all the bills. I don't think he even has a clue what bills we pay!
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Posted 8/14/08 12:55 PM
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FutureMrsWildes
Almost 6 months!!!!
Member since 3/08 1719 total posts
Wedding Date:
5/16/2009 11:30 AM
Wed. Location:
Westbury Manor
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Re: Money / Bills After the Wedding
Posted by flairforfashion
We already have a plan. I am really good with money and bills so I will take care of this. FH thinks I am nutty. I live week to week on a budget and actually have an excel spreadsheet of my finances and stuff. I actually got FH on a plan to elminate his credit card debt. So far it is working. We already have a joint account which we started the week of the E Party.
I have an excel spreadsheet too - I budget everything out weeks in advance...FH thinks I'm nuts, but it helps me save!!!
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Posted 8/14/08 12:59 PM
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sarahdavid
Photo/Video Next!
Member since 1/08 1041 total posts
Wedding Date:
9/6/2009 4:00 PM
Wed. Location:
Booked
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Re: Money / Bills After the Wedding
Posted by FutureMrsFass
We haven't even discussed this yet because we too are very independent with our money and paying our own bills (we also have it set up that he pays the mortgage and I pay all the utilities - yes uneven bu he makes double my salary!) We only have one joint account right now which is our savings for the wedding. I would be more comfortable paying the bills bc FH is so unorganized when it comes to this. It is confusing to me though too because we are both different when it comes to our money so it is going to be tough to figure it out ! i also have a lot of debt from school and i feel I should be responsible for it...I thought that this may be something that we can discuss as we get closer to the wedding..we are so overwhelmed with other stuff right now and it is the way we are doing things now is working fine. I do want us to come up with some mutual agreement though for sure. No more my money, your money - our money! (so cliche lolol )
Well at least we're not the only ones in this position. We have the same thing going with the mortgage and utilities. It works for us. I know its still a ways down the road, but its something we'll have to figure out eventually.
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Posted 8/14/08 1:10 PM
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EsquireBride
Addressed invites are ready!
Member since 2/08 1189 total posts
Wedding Date:
2/16/2009 3:30 PM
Wed. Location:
Booked!
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Re: Money / Bills After the Wedding
We are maintaining our current separate accounts and then creating a new account after we get married (to be initially funded with some of the wedding money we receive). Every month we will put a certain amount into the joint account to pay all bills, groceries, household expenses, vacations etc. and even some extra so if he is out at a store and wants to pick something up he can just do it. We will have our separate accounts too -- RH has child support payments from his prior marriage, so that is not going to come from a joint account. I still have student loan payments and quite honestly, our joint account shouldn't have to support my shoe shopping trips
I might be coming into this very differently from a lot of women on the boards -- I make significantly more than FH and it is likely that after we have a kid FH will scale back to part-time work and be more of a stay at home dad.
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Posted 8/14/08 1:11 PM
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sarahdavid
Photo/Video Next!
Member since 1/08 1041 total posts
Wedding Date:
9/6/2009 4:00 PM
Wed. Location:
Booked
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Re: Money / Bills After the Wedding
Posted by FutureMrsWildes
Posted by flairforfashion
We already have a plan. I am really good with money and bills so I will take care of this. FH thinks I am nutty. I live week to week on a budget and actually have an excel spreadsheet of my finances and stuff. I actually got FH on a plan to elminate his credit card debt. So far it is working. We already have a joint account which we started the week of the E Party.
I have an excel spreadsheet too - I budget everything out weeks in advance...FH thinks I'm nuts, but it helps me save!!!
I have a spreadsheet too....it definitely helps because I see where all my money is going and I'm less likely to spend it.
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Posted 8/14/08 1:12 PM
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JJC
my shower is this month...
Member since 1/08 2547 total posts
Wedding Date:
2/20/2009 4:30 PM
Wed. Location:
Westbury Manor
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Re: Money / Bills After the Wedding
we already opened a joint account upon our engagement to pay for the wedding..we had a savings one together before hand but dumped it all into the new one. of course we will both keep our own as well...I learned from miss Suze Orman to never have NOTHING on your own...lol Although I trust FH completely...I still want some of my own money. i already take care of all the bills now though he does make more money than me....he said...'I'll give you the money..you pay the bills". i am an accounting manager by career anyway so it just comes naturally...I am very anal when it comes to balancing to the penny so I am good with that...
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Posted 8/14/08 1:28 PM
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