I posted this on the Newlywed board- but it's something everyone needs to think about

Girls- in light of Janet's situation it really calls to my attention that after the wedding is over- you need to protect yourselve and your family

Living Will, Will, Life Insurance, and Long Term Care insurance are all something that young newlyweds don't think about!

Continue to pray for Janet and her family

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

Healthcare proxy - very very verrrrrrry important!


many many s for Janet and family.

Thanks for posting this, Beth.

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

I totally agree. I spoke to my FH about this last night. I was so over whelmed with grief for her and her family. Makes you realize how fagile life really is. My heart and prayers go out to them.

We're planning on getting all those things if not before, then right after we get back from HM.

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

I have been talking about this with my DH. it's absolutely HORRIBLE!!!!!!!!

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

we are going to be getting everything in order in the next month

I think it's really important no matter how young your are

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

I know- its something none of us want to think about, but so important... We should all have health care proxies, and if you own things, a will.... I am going to make sure we do these things soon after the wedding. Its so scary, it can happen at any time, to anyone.... We think we are young and don't have to think about these things for years and years, but unfortunately thats not the case.

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

Thanks for posting this. So many young couples do not like to talk about these issues. I have to admit, we are no different. FH normally won't even talk about death and sudden illness (although his mom died suddenly when he was young) but with so much tragedy lately, he is at least open to talking about now.

Thanks again.

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

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Posted by Beth1210

Girls- in light of Janet's situation it really calls to my attention that after the wedding is over- you need to protect yourselve and your family

Living Will, Will, Life Insurance, and Long Term Care insurance are all something that young newlyweds don't think about!

Continue to pray for Janet and her family

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Re: I posted this on the Newlywed board- but it's something everyone needs to think about

Thanks for posting! Defiantly something I have not thought about.

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

It is so sad what is happening to them....

And it is sad also that I don't even know what a health care proxy is. All DH knows is that I don't want to be kept alive if I am going to be kept alive artificially for the rest of my life.

Did anyone see the ER episode where Cynthia Nixon had a stroke? It is so scary to think that we can be totally aware of what's going on and not be able to move or express anything.......even though it's a TV show, it really made DH and I think......

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

GREAT poast makes us all think about things we usually would not think of

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

My DH and I discussed it last night, we plan on writing our wills soon. We are going to talk to our lawyer, something we are both dreading but unfortunately would have to be done sooner or later.

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

Message edited 5/9/2006 7:26:07 PM.

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

Good point Beth, thanks for posting. It's so sad, but sometimes that's the way life is.

My deepest sympathies for Janet, Keith, and their daughter.

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

Yeah we have been talking about it.
My prayers go you to them

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

Thanks for posting this. I'm a little unfamiliar with this kind of stuff. Can someone tell me what exactly we need and how we go about doing it?

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

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Posted by MrsFelix

I totally agree. I spoke to my FH about this last night. I was so over whelmed with grief for her and her family. Makes you realize how fagile life really is. My heart and prayers go out to them.

We're planning on getting all those things if not before, then right after we get back from HM.

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Re: I posted this on the Newlywed board- but it's something everyone needs to think about

Thank you for posting this. FH & I have been talking about for the past month. We are probably going to meet with a lawyer after the holiday's next month and work on a will. It is so sad to think about, but unfortunately it is reality. Enjoy everyday you are with your loved ones!!!!

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

Very good advice. It's so true - talking about these things isn't always comfortable but it is very necessary.

We definitely need to address some of the things you mentioned - we thought we were ahead of the game but a tragedy like this made me realize that we are far from it.

We bought our co-op a few years ago before we were even engaged but we made sure that we had it set up where both names are on the morgage and share certificate. We also have it set up that if one person dies the other has sole ownership.

In addition, I think it's important to have a list of the benefits we each have along with contact info. We have each other as beneficiaries on 401(k) plans, etc...but we need a list so that each one knows what exactly is out there.

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

I agree - it's very important to have the documents drawn up.

DH has worked on all of his family's documents and from observation - it is not a drawn out process. He usually had it completed within 2 weeks.
I would suggest getting the Health Care proxy and Power of Attorney done before the honeymoon or soon thereafter. You can always revoke it if necessary.
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Now, we are in search of a good life insurance carrier. Any suggestions would be helpful.
TIA

Message edited 3/22/2006 2:35:44 PM.

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

Also keep in mind that if you have life insurance through your job, it may not be enough or the right policy.

If you have a mortgage, you may want to get life insurance to cover the mortgage in the event that one of you is gone, so the other can stay in the home.

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

good idea !!

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

FH and I talked about this last night also. You don't want to think about these things at such a young age and such a happy time in your life, but you never know what the future brings and it is best to be prepared for anything. I am praying for Janet and her family as well. It is just devastating....I can't stop thinking about her and all she muct be going through.

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

Can someone fill me in?

I've clearly missed what happned....

Re: I posted this on the Newlywed board- but it's something everyone needs to think about

I work with the elderly and I see how absolutely critical it is to have heathcare proxies, living wills, longterm care insurance, etc.

I told FI awhile ago that the day after we get married (ok maybe not the DAY after ) we're so getting this taken care of. It's good to get it when you're younger and healthy too (the insurance that is) because it'll cost less!