| Posted By |
Message |
| Pages: [1] 2 |
omar_lorena
Wedding Newbie
Member since 11/05 3 total posts
Wedding Date:
11/23/2007 8:00 PM
Wed. Location:
3 West Club
|
Insurance for Engagement Ring
Need some references on Insurance companies for a non-home owner on an engagement ring from that company w/ the tial blue box logo. Any leads would help.
The Groom
|
Posted 1/19/06 11:36 AM 
|
| |
|
carlsbride
Mommy-to-be!!!
Member since 8/05 1594 total posts
Wedding Date:
2/11/2006 11:00 AM
Wed. Location:
Westbury Manor 10+++
|
Re: Insurance for Engagement Ring
I had it added to my renter's insurance policy.
|
|
Posted 1/19/06 11:40 AM
|
| |
|
ali120206
Over a year!
Member since 10/05 4386 total posts
Wedding Date:
12/2/2006 2:00 PM
Wed. Location:
Hyatt Windwatch
|
Re: Insurance for Engagement Ring
Hi!
First you need to get renters insurance and then you can do a separate ring policy.
I checked out the following companies:
Geico
AllState
State Farm
I ended up with State Farm because Geico didn't write that type of policy in NJ where I live and AllState never called me back. The prices of all the policies were somewhat comparable (Geico being the least, but, the company they outsource renters to doesn't do ring insurance in NJ).
ETA: When my FH had it, he added it to his parents homeowners insurance since he lives at home (we were going to a Yankee game the night before he proposed so it was going to be sitting in his car and he didn't want me to have to rush out and get insurance as soon as he gave me the ring, which was good because I had some issues getting it!)
Message edited 1/19/2006 11:44:39 AM.
|
|
Posted 1/19/06 11:40 AM
|
| |
|
kaklesmay
Mrs. Stinky
Member since 5/05 1773 total posts
Wedding Date:
3/18/2006 7:30 PM
Wed. Location:
EW
|
Re: Insurance for Engagement Ring
Send a Forum Mail to DCSAAB06
She can arrange it for you!
|
|
Posted 1/19/06 11:42 AM
|
| |
|
werock0709
More in love than ever!!!
Member since 12/05 8528 total posts
Wedding Date:
5/6/2007 6:30 PM
Wed. Location:
SandCastle
|
Re: Insurance for Engagement Ring
Wow I never thought about including my ring in my renters insurance. Well my ring is only 3 months old.
|
|
Posted 1/19/06 11:51 AM
|
| |
|
Blu-ize
My House
Member since 8/04 8307 total posts
Wedding Date:
2/28/1998 6:00 PM
Wed. Location:
East Meadow Jewish Center
|
Re: Insurance for Engagement Ring
It's on my homeowners insurance but it was also on my renters. Not expensive at all.
|
|
Posted 1/19/06 11:58 AM
|
| |
|
pineapple-princess
Board Fanatic
Member since 11/05 410 total posts
Wedding Date:
7/3/2007 6:00 PM
Wed. Location:
Atlantica
|
Re: Insurance for Engagement Ring
I actually went through my parents homeowners insurance (I do not yet have the privilege of owning a very ridiculously priced piece of L.I. real estate) and got a separate rider. Whatever company you decide to go with make sure that the ring would be covered even if lost or stolen abroad. I was told some policies do not cover this. Hope this helps. 
|
|
Posted 1/19/06 12:06 PM
|
| |
|
xcalystax
Call me Mrs. M ! :)
Member since 11/05 2639 total posts
Wedding Date:
11/17/2006 2:00 PM
Wed. Location:
Leonard's of Great Neck
|
Re: Insurance for Engagement Ring
I got a seperate insurance for my ring...FH bought it from blue nile so I went with the Chubb Insurance Solutions.
|
|
Posted 1/19/06 12:10 PM
|
| |
|
Meaghan729
"I'm Addicted"
Member since 1/06 2457 total posts
Wedding Date:
7/29/2007 3:30 PM
Wed. Location:
|
Re: Insurance for Engagement Ring
Allstate doesn't do personal property insurance - they put it under a homeowners policy.
I got insurance through state farm.
|
|
Posted 1/19/06 12:22 PM
|
| |
|
smara
Member since 12/05 3169 total posts
Wedding Date:
8/26/2006 1:30 PM
Wed. Location:
|
Re: Insurance for Engagement Ring
I need this.. and can you believe, I had my ring for almost a yr.. with no insurance!!
|
|
Posted 1/19/06 12:34 PM
|
| |
|
Katie&Chris2006
I love Chris
Member since 11/05 5998 total posts
Wedding Date:
11/18/2006 10:30 AM
Wed. Location:
Watermill - A+
|
Re: Insurance for Engagement Ring
FH insured mine through Liberty Mutual. He added it as a rider to our renters insurance. The price per year is based on the value of the contents on your apartment and then the value of the ring.
|
|
Posted 1/19/06 12:41 PM
|
| |
|
FallBride05
1st Anniversary Trip - BOOKED!
Member since 7/05 3406 total posts
Wedding Date:
11/13/2005 12:30 PM
Wed. Location:
Crest Hollow Country Club
|
Re: Insurance for Engagement Ring
Mine was added to our homeowners insurance. not expensive at all
|
|
Posted 1/19/06 12:54 PM
|
| |
|
smara
Member since 12/05 3169 total posts
Wedding Date:
8/26/2006 1:30 PM
Wed. Location:
|
Re: Insurance for Engagement Ring
Ok what happens if you dont ahve renters insurance... Is that the only way I can get my ring insured?
|
|
Posted 1/19/06 1:00 PM
|
| |
|
Soccer_Girl
"I'm Addicted"
Member since 10/04 1479 total posts
Wedding Date:
4/17/2008 1:05 AM
Wed. Location:
|
.
.
Message edited 11/4/2006 4:43:04 PM.
|
|
Posted 1/19/06 1:10 PM
|
| |
|
bethb
Board Enthusiast
Member since 10/05 191 total posts
Wedding Date:
11/4/2006 12:00 AM
Wed. Location:
fox hollow
|
Re: Insurance for Engagement Ring
I also have mine through my renters insurance, met life.
Very affordable, and I have found there customer service to be really helpful -I even have my pet insurance with them!
|
|
Posted 1/19/06 1:13 PM
|
| |
|
MrsDaniRella
Serenity.
Member since 1/06 8511 total posts
Wedding Date:
9/9/2007 2:15 PM
Wed. Location:
Flowerfield- INFINITE A+
|
Re: Insurance for Engagement Ring
I have State Farm and I'm happy-- they are very nice and it was reasonably priced.
FYI... they told me that ring's in general (not just their policy) do not get insured for the appraised value, they get insured to replace the exact color, clarity, cut, and size of the ring... so basically, you get the SAME ring you had before.
He said that the GIA certificate is needed b/c it is written on there the color, grade, cut, clarity, size, etc. And if you could, get a jeweler to low-ball the appraisal you have to give them because you are paying premiums on THAT amount--not the TYPE of ring it is because remember, they are just replacing the SAME kind of ring so why pay higher premiums if you don't have to??
If you have any ?s, this stuff can be confusing, feel free to FM me!!
Our jeweler did us a favor and low-balled my $$ amount appraisal to make it a little cheaper on the premiums because the insurance company is just going to replace the exact ring (based on the GIA cert) I have no matter what it's value $$ is written as.
|
|
Posted 1/19/06 1:14 PM
|
| |
|
MrsDaniRella
Serenity.
Member since 1/06 8511 total posts
Wedding Date:
9/9/2007 2:15 PM
Wed. Location:
Flowerfield- INFINITE A+
|
Re: Insurance for Engagement Ring
almost forgot---OR you can add it to a rider on your homeowners insurance, same concept but its added on your home.
|
|
Posted 1/19/06 1:15 PM
|
| |
|
Beth1210
I want to do it again!
Member since 6/05 4049 total posts
Wedding Date:
12/10/2005 7:30 PM
Wed. Location:
Flowerfield
|
Re: Insurance for Engagement Ring
I have cubb- it was the best way to go for us
|
|
Posted 1/19/06 1:15 PM
|
| |
|
October Bliss
Beyond Obsession
Member since 8/05 7629 total posts
Wedding Date:
10/8/2006 2:30 PM
Wed. Location:
Country Gardens @ East Wind
|
Re: Insurance for Engagement Ring
I went to my car insurance company - State Farm, and they wrote up a personal property policy. My ring is fully insured with no deductible, and the premium was very inexpensive.
|
|
Posted 1/19/06 2:20 PM
|
| |
|
evnme
Aloha!
Member since 6/05 9523 total posts
Wedding Date:
5/21/2006 4:00 PM
Wed. Location:
|
Re: Insurance for Engagement Ring
mine is insured through nationwide
|
|
Posted 1/19/06 5:19 PM
|
| |
|
hmm8191
Am I still a newlywed?
Member since 3/04 2180 total posts
Wedding Date:
2/19/2005 3:00 PM
Wed. Location:
The Metropolitan
|
Re: Insurance for Engagement Ring
Posted by Katie&Chris2006
FH insured mine through Liberty Mutual. He added it as a rider to our renters insurance. The price per year is based on the value of the contents on your apartment and then the value of the ring.
We also have my ring insured by Liberty Mutual under a rider on our renters insurance. It's very inexpensive.
|
|
Posted 1/19/06 5:23 PM
|
| |
|
Mel329
Board Fanatic
Member since 11/05 899 total posts
Wedding Date:
7/20/2007 12:00 AM
Wed. Location:
|
Re: Insurance for Engagement Ring
I have a question, what if I don't have renters insurance. I still live at home with my parents. How do I get ring insurance? I have had my ring for 2 months now with no insurance and we are going away soon and I want to get it insuraned before that
|
|
Posted 1/19/06 5:23 PM
|
| |
|
ellebelle1
Board Fanatic
Member since 12/05 907 total posts
Wedding Date:
8/13/2006 12:00 AM
Wed. Location:
|
Re: Insurance for Engagement Ring
My ring is insured through Allstate internationally.
|
|
Posted 1/19/06 5:27 PM
|
| |
|
ellebelle1
Board Fanatic
Member since 12/05 907 total posts
Wedding Date:
8/13/2006 12:00 AM
Wed. Location:
|
Re: Insurance for Engagement Ring
Posted by Mel329
I have a question, what if I don't have renters insurance. I still live at home with my parents. How do I get ring insurance? I have had my ring for 2 months now with no insurance and we are going away soon and I want to get it insuraned before that
Your parents can put your ring on their insurance bill, or you can take out a seperate policy with their insurance.
|
|
Posted 1/19/06 5:28 PM
|
| |
|
imyurfavgirl
1 year down!!!
Member since 6/05 1714 total posts
Wedding Date:
9/23/2006 3:00 PM
Wed. Location:
CB
|
Re: Insurance for Engagement Ring
My ring is insured with Jewelers Mutual
|
|
Posted 1/19/06 5:29 PM
|
| |
|
| Pages: [1] 2 |
