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Katherine121
"I'm Addicted"
Member since 10/04 1858 total posts
Wedding Date:
5/21/2005 12:00 AM
Wed. Location:
Hall
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How much credit card debt are you in?
You can remain totally anonymous on this one by just responding to the poll.
When I listened to a news report about how the majority of Americans LIVE off of their credit cards, it got me to thinking. Just how much credit card debt does the average American family have?
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Posted 1/19/06 10:08 AM 
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trnity44
Finally Mrs. S!
Member since 7/04 1918 total posts
Wedding Date:
11/12/2005 10:30 AM
Wed. Location:
woo!
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Re: How much credit card debt are you in?
none- DH and I dont carry a balance on our credit cards. It is completely paid off every month.
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Posted 1/19/06 10:20 AM
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David'sbride
Soon to be Mom of Twins!!!!
Member since 7/04 3412 total posts
Wedding Date:
7/4/2005 11:00 AM
Wed. Location:
Watermill
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Re: How much credit card debt are you in?
Posted by trnity44
none- DH and I dont carry a balance on our credit cards. It is completely paid off every month.
Me too. Never, ever have I carried a balance on a credit card. If I don't have the cash in the bank.... well, then I guess I have to save. I have a very high FICO score.
Credit card debt will strangle you financially.
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Posted 1/19/06 10:32 AM
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johnsae
MARRIED!!!!
Member since 3/05 6258 total posts
Wedding Date:
5/6/2006 5:00 PM
Wed. Location:
Capitale
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Re: How much credit card debt are you in?
none
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Posted 1/19/06 10:40 AM
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trnity44
Finally Mrs. S!
Member since 7/04 1918 total posts
Wedding Date:
11/12/2005 10:30 AM
Wed. Location:
woo!
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Re: How much credit card debt are you in?
Posted by trnity44
none- DH and I dont carry a balance on our credit cards. It is completely paid off every month.
I have to say too, that DH and I use our credit card for everything. We get airline miles for it, and always pay it off
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Posted 1/19/06 10:43 AM
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LoriH
"I'm Addicted"
Member since 12/03 1196 total posts
Wedding Date:
9/4/2005 3:00 PM
Wed. Location:
Stewart Manor - A+
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Re: How much credit card debt are you in?
So proud to also be able to say none. It was a lot of hard work. We had a lot of credit card debt, mostly DH's.
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Posted 1/19/06 10:54 AM
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ShortBride
Happily Married
Member since 6/05 1244 total posts
Wedding Date:
11/5/2005 7:00 PM
Wed. Location:
Manor East
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Re: How much credit card debt are you in?
Posted by trnity44
none- DH and I dont carry a balance on our credit cards. It is completely paid off every month.
Us too. I carried a balance once in my life for a few months, while I was in school. But other than that, I've always paid right away. Those interest rates are crazy!
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Posted 1/19/06 10:57 AM
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Re: How much credit card debt are you in?
None, thank goodness!!!!
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Posted 1/19/06 10:58 AM
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lrs2005
today is a GREAT day!
Member since 6/04 2065 total posts
Wedding Date:
8/28/2005 12:00 AM
Wed. Location:
booked
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Re: How much credit card debt are you in?
None, thank goodness. Neither one of us ever put anything on credit cards that we could not afford to pay at the end of the month.
We have a mortgage and my law school debt.
I paid cash for my new car so that was not financed either.
Message edited 1/19/2006 11:04:07 AM.
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Posted 1/19/06 11:02 AM
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TreAnt425
Always and Forever
Member since 1/05 4434 total posts
Wedding Date:
4/27/2007 3:00 PM
Wed. Location:
East Wind - Estate - A+
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Re: How much credit card debt are you in?
I have none as well - I always pay it off every month. As for FH..........he has some debt, but he has second job and working hard to pay it off!
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Posted 1/19/06 11:04 AM
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FallBride05
1st Anniversary Trip - BOOKED!
Member since 7/05 3406 total posts
Wedding Date:
11/13/2005 12:30 PM
Wed. Location:
Crest Hollow Country Club
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Re: How much credit card debt are you in?
none
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Posted 1/19/06 11:05 AM
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SuzBride
The Jack!
Member since 1/05 9762 total posts
Wedding Date:
7/8/2006 11:30 AM
Wed. Location:
Land's End :) 11!
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Re: How much credit card debt are you in?
Posted by trnity44
none- DH and I dont carry a balance on our credit cards. It is completely paid off every month.
me too. I don't even have the extended payment option - I refuse to pay interest!
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Posted 1/19/06 11:12 AM
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BHW
Time is flying by
Member since 7/05 1473 total posts
Wedding Date:
9/25/2005 11:00 AM
Wed. Location:
Crescent Beach Club
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Re: How much credit card debt are you in?
Message edited 5/29/2006 9:29:29 AM.
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Posted 1/19/06 11:12 AM
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Mrs. dleeny
My most beautiful day ever
Member since 3/05 12395 total posts
Wedding Date:
11/6/2005 5:00 PM
Wed. Location:
Swan Club A+
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Re: How much credit card debt are you in?
none of the above.
DH and I are in no CC debt 
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Posted 1/19/06 11:18 AM
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Blu-ize
My House
Member since 8/04 8307 total posts
Wedding Date:
2/28/1998 6:00 PM
Wed. Location:
East Meadow Jewish Center
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Re: How much credit card debt are you in?
We carry a small balance here and there due to household expenses but for the most part we use AMEX for everything and pay it off at the end of the month. Love the miles.
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Posted 1/19/06 11:23 AM
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Beth1210
I want to do it again!
Member since 6/05 4049 total posts
Wedding Date:
12/10/2005 7:30 PM
Wed. Location:
Flowerfield
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Re: How much credit card debt are you in?
I would say I have about $12K in debt-
I still have over a 700 credit score- my debt to income ration is throw off slighting b/c I have 2 cars in my name for insurane purposes
I plan to be out of debt with in the next 2 years- I only use Amex now and pay in full every month- but I am trying not to use that and use the money to pay down my real debt
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Posted 1/19/06 11:39 AM
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tourist
Beyond Obsession
Member since 12/03 9094 total posts
Wedding Date:
10/9/2004 4:00 PM
Wed. Location:
Milleridge Carriage House
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Re: How much credit card debt are you in?
none- even before me met , DH & I always paid off our cards, and I am just starting to realize how many people don't.
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Posted 1/19/06 11:41 AM
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Mrs. Powell
DH Sure Knows How to spoil Me
Member since 10/05 3105 total posts
Wedding Date:
9/4/2005 12:00 AM
Wed. Location:
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Re: How much credit card debt are you in?
None for me. I have learned to stay away from debts. Thanks goodness DH and I are debt free.
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Posted 1/19/06 11:47 AM
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diluvchu
every day of my life
Member since 9/05 2436 total posts
Wedding Date:
5/5/2006 5:30 PM
Wed. Location:
Land's End
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Re: How much credit card debt are you in?
None - Everything we put on our cards we pay off every month, it's our rule with finances. When it comes to our wedding we have paid cash for all of our vendor deposits and we will pay cash for all of the balances. We don't want to walk into anything with debt.
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Posted 1/19/06 11:52 AM
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Jackie&Justin
Memories
Member since 4/05 2535 total posts
Wedding Date:
11/18/2006 11:00 AM
Wed. Location:
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Re: How much credit card debt are you in?
None and we never have and hopefully never will! I have friends the same age as me who have about $10,000 in debt....
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Posted 1/19/06 11:59 AM
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roxyspark
Good times!!
Member since 8/05 1334 total posts
Wedding Date:
6/17/2006 7:00 PM
Wed. Location:
Milleridge Cottage
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Re: How much credit card debt are you in?
We also have zero credit card debt.
When I was younger, I knew a lot of girls who were in $30k debt. And this was because of shopping not school loans.
I would not be able to sleep if I owed that much money. 
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Posted 1/19/06 12:01 PM
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JanuaryBride06
boyfriend in my head
Member since 4/05 13018 total posts
Wedding Date:
1/8/2006 12:00 PM
Wed. Location:
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Re: How much credit card debt are you in?
Under $500 - most of that is from work expenses, but I get reimbursed really quickly for it.
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Posted 1/19/06 12:03 PM
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JimmysBride
Board Princess
Member since 7/03 10135 total posts
Wedding Date:
10/9/2004 12:00 AM
Wed. Location:
SandCastle
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Re: How much credit card debt are you in?
None
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Posted 1/19/06 12:16 PM
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nygirl77
It's over already??
Member since 9/05 1817 total posts
Wedding Date:
5/28/2006 11:45 AM
Wed. Location:
Fox Hollow
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Re: How much credit card debt are you in?
Posted by trnity44
none- DH and I dont carry a balance on our credit cards. It is completely paid off every month.
This is how it is for both of us now. FH was never good with money until I started taking care of the bills.
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Posted 1/19/06 12:33 PM
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Bella Blu
Future Niece or Nephew
Member since 4/05 1546 total posts
Wedding Date:
1/1/2012 12:00 AM
Wed. Location:
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Re: How much credit card debt are you in?
I am a financial planner and find that in the tri-state area, the average credit card debt per family is about $15,000.
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Posted 1/19/06 12:53 PM
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